Organic DÃO

Phase 4 · Cognitive Layer

Organic DÃO

An AI-native democratic operating system. Phase 4 lands a provider- independent Cognitive Layer. All AI use is mediated by the Cognitive Router — consent-filtered, purpose-bound, iD- and Wallet-scoped, evidence-anchored, cost-limited and truth-typed. The Cognitive Layer does not own personal identity or financial truth; it receives only permitted, purpose-bound views.

Cognitive tiers

  • Tier 1 — reflexive: classify, moderate, route, extract, embedshipped
  • Tier 2 — deliberative: draft, analyse, synthesise, forecastshipped
  • Tier 3 — meta: accuracy, calibration, drift, bias, leakage, costshipped

Router enforcement

  • Blocked-input scan: credentials, seed phrases, private keys, tokensshipped
  • Purpose + consent + iD/Wallet scope validated per requestshipped
  • Cost + rate ledgers per tenant + actor + windowshipped
  • Provider health + circuit breaker + fallbackshipped
  • Ensemble review required for constitutional + financial-impact + strategic recsshipped

Explainability + immutability

  • Every output records provider, model, prompt version, evidence and scopeshipped
  • Confidence, uncertainty, assumptions, contradictory evidence capturedshipped
  • Outputs immutable except challenge_status (DB trigger)shipped
  • Truth-typed: ai_output / prediction / interpretation / recommendation — never observed_factshipped

Financial safety

  • Financial classification on every output (estimate ≠ fact; advice ≠ regulated advice)shipped
  • Cognitive Layer cannot execute payments (DB trigger blocks non-service-role executed)shipped
  • Proposed transactions inert until member / institutional signatories authoriseshipped
  • Wallet credentials, private keys and raw account numbers never reach providersshipped

Event schemas (Phase 4)

  • 12 cognitive.* events registered in the Event Spineshipped
  • Meta-cognitive reviews are advisory (check constraint forbids self-execute)shipped
  • Provider secrets remain server-side; only opaque provider names in DBshipped

Foundations (Phase 1 – 3)

  • Multi-tenant Event Spine + Merkle batchingshipped
  • Constitutional layer + founding ratificationshipped
  • Capability identity + iD Plugin + Consent-as-a-Serviceshipped
  • Governance engine + secret ballots + personal-rights vetoshipped

Collective Intelligence is intentionally not started. Phase 4 gating requires provider-secret isolation, iD/Wallet leak prevention, prompt-injection resistance and safe-degradation tests to pass before Phase 5 begins.